2024 Big Tech | Technology Trends

Big Tech Trends in 2024

The final quarter of 2023 is well underway and South African businesses are looking forward to 2024 with an eye on the fast-developing tech sector. Let’s take a look at some of the big tech trends on the horizon as we find out what awaits us in the age of AI.

Artificial intelligence to come into its own next year

It’s hard to believe that ChatGPT launched just over a year ago, given the profound changes that this and other generative AI are bringing about in the global economy.

Here are some of the big changes we expect in 2024.

Universal access to AI

As 2023 comes to an end it seems AI is everywhere – and that means that entrepreneurs and businesses that previously didn’t have access to it can use it as a major competitive advantage going forward.

Generative AI has the potential to enhance almost every business process, from content creation to data analysis and client service. For businesses, this presents a unique opportunity to streamline processes and access as if it were done by humans.

While fears that AI would replace everyone’s job seem to be overblown, a future where creativity and strategy are formulated by human minds and routine tasks required for their execution are done by machines seems increasingly likely.

The “phygital” revolution

Just when you thought the tech sector couldn’t come up with any new buzzwords, the phygital revolution is here – and it has nothing to do with restless fingers.

Phygital living is a term that describes our current and future lifestyle where technology has permeated almost every aspect of our existence.
A generation ago, most meals began with a quick word of thanks or a prayer where today the first order of business is taking food pics for Instagram – and that’s just the tip of the phygital iceberg.

From these small beginnings, we can envisage a future in which wearable tech devices monitor our movements and health status, provide access to buildings and vehicles, and even replace paper money as instantaneous digital payments become more common.

A hybrid reality in which the physical and digital coexist simultaneously presents huge opportunities for app developers, hardware companies, and of course, cybersecurity specialists who will be in high demand to ensure that the devices so closely linked to our daily experience don’t get hacked.

Sustainable tech

In our previous article on sustainable IT, we touched on some of the innovations that are taking place in the tech space to ensure that we can continue to develop cutting edge technology without harming the planet in the process.

Emphasising reusable and recyclable materials in hardware development and reducing wasteful data usage to cut down on power consumption at data centres and in the crypto mining sector are just two of the steps that will need to be taken for years to come.

There are several other hot trends that you can expect to hear about in 2024 and beyond:

Cybersecurity resilience. The sheer number of users online and the data that is exchanged on a daily basis is mind-boggling. Securing your network against the predatory behaviour of cybercriminals is no longer a nice-to-have it’s a necessity.
Quantum Computing. The advent of super-fast computers, powered by the movement of quantum particles instead of traditional silicone chips could cause an explosion in processing speed and data handling capacity.
Augmented HR development. Artificial intelligence can now be used to train employees and monitor their performance, freeing up HR professionals to deal with workplace issues to keep teams happy and functioning well in the AI era.

Enjoy a safe digital future with secure cloud storage

There’s no doubt that the years to come will see an explosion of new technology including artificial intelligence – and an explosion in data and cybersecurity concerns to go along with it.

To keep your business and personal data safe in the age of information without borders, browse our range of secure cloud storage packages today.

Digital transformation | Back 2 basics

Ignore the IT buzzwords and Go Back to Basics

Cybersecurity is a high-tech and rapidly changing field, and that means new technical jargon and IT buzzwords coming at you at a dizzying rate. From end point protection to threat intelligence analysis, the latest CybersecuritySpeak is hard to keep up with.

What’s more, experts warn that focusing on trendy expressions could be distracting companies from the most important element in cyber security: getting the basics right.

Let’s take a closer look at the wisdom of keeping things simple as we keep fighting the good fight against hackers in one of the toughest years on record for cybercrime incidents.

preventing cyberattacks: less talking, more doing

If you attend a lot of meetings with your company’s IT or cybersecurity team and members of management, this scenario is probably all too familiar:

First, the IT team makes a 15 minute presentation on the latest type of security threats, including a list of trending threats along with new buzzwords that has management raising their eyebrows and scratching their heads.

Before you know it, the carefully thought out suggestions made by the technical experts seem to get ignored and the only question from the board is, “how much is this going to cost?”

Not exactly the outcome that you had in mind.

One of the reasons why cybersecurity specialists often have their ideas sidelined by decision makers is because they tend to communicate in technical language.
Many SA organisations aren’t up to date with the latest IT trends and this makes it highly unlikely that management will be familiar with trending IT buzzwords.
By eliminating the jargon and communicating the cyberthreats and potential cost to the company directly, you’re more likely to get the necessary buy in from management.
The same principle applies when training employees for cybersecurity awareness, since many staff members may only have basic computer skills.

“Simple is best” is a great expression to keep in mind, especially if you want your prevention plan to be understood and implemented by every member of staff and make sense to management.

focus on getting back to basics for enhanced protection

No matter what buzzwords we use to describe the industry, there’s no doubt that the risk of cyberattacks is higher than ever this year. Cutting the jargon and spending your valuable time on basic network security is not only effective time management, but also essential to prevent and manage cybercrimes.

Data backups using secure cloud storage are an essential component of data security and will allow your information to be restored if an attack or hacking incident occurs.

Secure cloud storage is a tried and tested defence against cyberattacks, giving you a powerful vault to keep your business information safe from hackers. Advanced encryption means it can’t be read by anyone but you even if it falls into the wrong hands.

Our range of cloud storage backup packages for businesses of all sizes means that there’s a solution to suit your company’s current and future data security needs. Contact us today to learn more about how we can safeguard your business and customer data.

2022 Big Tech & Cloud Storage | Tech Trends

The year that was – big tech and cloud storage trends in 2022

The start of a new year is always an exciting time, and as we gear up to meet the challenges of 2023 it’s time to reflect on the tech world and how it changed over the past 12 months.

With new technologies earning their place in our daily lives and business operations and old household names falling by the wayside, 2022 was an interesting year for the global IT industry. Let’s take a look at some of the year’s winners and losers.

the winners

2022 was definitely the year for smart devices and new technologies that will revolutionise industries from scientific research to finance. At first glance, the most innovative technology trends all appear to be acronyms of one smart technology or another, the likes of AI (artificial intelligence), VR (virtual reality), AR (augmented reality) and VR (virtual reality)! We take a look.

AI

Artificial intelligence is here to stay, with new technologies like ChatGPT, which is able to write a passable university essay using vocabulary learned from the internet. This new development is threatening to shake up educational institutions and industries around the world.

machine learning

Technologies that can learn as they do instead of having to be pre-programmed are becoming the new normal. Computers that can perform financial analysis and even diagnose hospital patients are making the daily tasks of professionals easier.

IoT

The Internet of Things, which describes the interconnected network of devices that we all use nowadays, continues to expand – making our lives easier while raising questions about privacy.

blockchain

Cryptocurrencies maybe in trouble, but the technology used to mine them is very much alive and being used in a variety of industries to speed up processing times and verify data across multiple users.

The Losers

In the spirit of “out with the old and in with the new”, we will need to bid farewell to a few bits of technology this year. Here are some of the tech products you won’t be seeing again.

blackberry OS

The blackberry revolutionised productivity with its easy-to-use integrated keyboard in the 2000s, but with the device rendered obsolete by smartphones, it’s OS finally lost technical support in 2022.

meta services – including neighborhoods

The old Facebook neighborhoods feature was finally phased out last year with Facebook groups largely replacing its functionality. Along with neighbourhoods, Facebook live shopping, it’s gaming app and Facebook Connectivity all fell victim to Meta layoffs and the rise of other apps.

google hangouts

The original Google hangouts, which became a go-to app for personal and business communication is no more. Google announced a brand new design and interface for its integrated messenger accessible to personal and business account holders.

Big Tech & Cloud Storage Remain Vital in 2022

As 2023 gets underway, secure cloud storage is one technology that isn’t going anywhere – and that’s great news for the security of your personal and business data.

Keep your Information safe with our range of packages for home and business users.

Here’s how the Pandemic Has Changed Technology

The pandemic has done many things to the world – much of it negative. But out of the darkness and loss, there is some positive change. You can see this change in the software updates and features that show how the pandemic has changed technology.

One of the biggest ways the pandemic has changed the working world is the normalising of remote working. Many businesses have still managed to thrive with their employees and managers working from the comfort of their homes.

Software and programs have started changing, now offering features and functions that make it easier and safer for remote workings to collaborate and keep businesses up and running.

And it’s not just that people are remote working; it’s that we as a people are changing, which means the way we interact with technology is changing too.

tech changes since the pandemic

One of the early changes seen since the start of the pandemic is the increase in conference calling features. Zoom and Teams are just two of the programs people use to keep in touch and collaborate as a business team.

With updates planned for both Microsoft and Apple this year, great emphasis is being placed on offering more remote-working-related features.

For instance, with the Windows 11 update, Teams will be easily accessible from the taskbar – there’s no need to launch the app separately. Users can now make a call, open a chat, or start a video call with one click of a button.

Apple’s FaceTime feature will also receive updates to bring it more in line with the facilities offered on Zoom. Users will see other group users in a grid view and will be able to create links for other users to join a FaceTime conference from various devices. This is the first time Apple has “been playing catch up” with other products rather than leading the way, which is telling of the way the pandemic’s demands have changed the way we use technology.

Because of the work-from-home way of life, other changes have been seen incorporated into many of the programs we use. For instance, messaging services such as Telegram have emerged that conceal your location and phone number. This makes it easier for workers to use their personal devices to reach out to customers.

Apple is also implementing features that can be toggled to change important settings, helping workers maintain a healthy work-life balance to avoid burnout.

These include:

Turning off Facebook notifications during the workday
Stopping Slack alerts after 6 pm

And in addition to this, new laptops due to be in our stores later this year are jam-packed with technology features that greatly improve security and video calling. Many of these devices have high-quality cameras, improved microphones, and sensors that allow users to lock and secure their devices whenever they’re away from them.

the pandemic has changed technology

The world is changing, and while these changes might have eventually come about, the pandemic seems to have spurred them on well ahead of time.

Has your business implemented any new technologies since the pandemic hit the global scene? We’d love to hear about it.

7 Technology Revolutions in 2021

After living through ‘the year that wasn’t’, 2021 has to be the year of great things. Even if COVID-19 is still ravaging the world we have a handle on it now and, thanks to science and technology, we will get the better of it! As it turns out, nothing can stop the advancement of technology with technology revolutions making their way into the spotlight this year. Here are just 7 of them that should get your attention.

1. messenger RNA vaccines

With all the talk of COVID-19 vaccines, this one is of particular interest. Messenger RNA (mRNA) has been in the pipeline for 20 years already. Several biotech companies turned to their research on mRNA to create potential vaccines at a time when the pandemic was in full swing.

mRNA is like software for cells and can be modified relatively quickly. When injected into the human body Messenger RNA delivers a set of instructions to the cells, telling them to make the proteins required and send them to the body parts that need them. Pfizer and Moderna use mRNA technology in their vaccines and this new therapeutic looks promising for gene fixes to sickle-cell disease and even to help the body in the fight against cancer.

2. digital contact tracing

Digital contract tracing is an important technology to cast into the spotlight. Ideal for managing the vaccine rollout, contact tracing shows us just how much of our personal data can be collected and shared by using our mobile device.

Digital contact tracing makes it possible for mobile apps and GPS to let people know when they have crossed paths. The apps are designed with total security in mind, so you know someone has been in the same space as you, but you will never know who that person is.

While many people, especially in South Africa, are hesitant to use the apps associated with digital contact tracing for COVID-19, it’s certainly a technology that will impact other areas of the tech world.

3. data trusts

Tech companies have been steadily losing the public’s trust as more and more people find their data being sold on the dark web, shared, and exposed. In the search to overcome privacy and security threats, governments are beginning to explore data trusts which offer an alternative approach to the problem.

Data trusts act as a legal entity, collecting and managing people’s personal data for them. Privacy and security will be the primary focus of data trusts.

4. improved algorithms

To understand this one you’ll have to break down and take a look at TikTok!

With an app that has been downloaded billions of times and hundreds of millions of users, TikTok clearly has an indisputable appeal. The app has changed the way users see content and the way people become famous!

Gone are the days where people are seeing irrelevant content. With enhanced algorithms such as those that power TikTok’, people have an improved online experience. It’s excellent for new creators, too, as they have just as much chance of getting into the public eye as famous people do. Thanks, Tik Tok!

5. AI threat detection systems

Artificial Intelligence is no longer just being used for customer service queries. Tech gurus have been teaching AI to detect data breaches and hacking attempts while they are in action. The AI then sends a warning to the correct team leaders so that action can be taken!

6. GPT3

This language model technology revolution can seem a little scary as it shows us just how quick we are to assume we are talking to someone else when we aren’t. In the case of GPT3, it’s that we are communicating with AI.

The AI has been taught to better understand the world around it and how to interact with it. Training is given to GPT3, at a huge cost and leaving a large carbon footprint, through thousands of textbooks on the internet. GPT3 can mimic human writing and information, but at this stage, it doesn’t understand what it is writing, so some of the information can come out garbled with misinformation and prejudice.

7. hyper-accurate positioning

In some way or another, we all use GPS daily. Most of us acknowledge that the current accuracy of GPS apps is typically within 5 to 10 meters of the actual position. Now, hyper-accurate positioning makes it possible to pinpoint your position within a few cms or even millimetres.

Hyper-accurate positioning won’t just help you get to the exact spot your friend is waiting or the location of your next appointment. The technology will be the future of accurate robot deliveries, landslide warnings and help self-drive cars avoid minor accidents along their way. With four new GPS III satellites due to be launched in November 2021 and more in orbit by 2023, GPS it on a continuous upgrade for accuracy.

don’t let technology revolutions get the better of you

As a small to medium-sized business owner, you may feel you are too busy to keep on top of all the latest tech trends. However, keeping up with technology can help you stay on top of any new cyber threats that your business could face and exactly what cybercriminals are up to too. Take the time to familiarise yourself with tech trends, and your business will be a great deal safer going forward.

10 Technology Trends to Watch in 2021

Technology and the online world have taken centre stage throughout 2020 as the Covid-19 pandemic wreaked havoc on businesses and the freedom of movement across the world. More than ever before, the importance of technology and the online community has been realised. With 2021 already in full swing, all eyes are yet again on technology and online services to see what’s on offer to improve the user experience.

the trends to look out for

With the lead up to the new year, experts and users have been talking about what’s expected and predicted for 2021. There seems to be a general consensus that the following tech trends will make an appearance this year.

1. a move to the cloud

Cloud computing was already emerging before world lockdowns came into place, but now it seems as if cloud systems for businesses, along with remote working, will become the new norm.

2. a “verify everything” approach to cyber-security

With cyber-security becoming a main focus of all organisations great and small, it seems as if the general approach will be to verify absolutely everything so as to minimise the possibility of fraud.

3. emerging african tech

African tech startups are coming to the fore and presenting great African tech products, built for Africans, by Africans. Soon we can start to look local for a lot of our own tech solutions.

4. rapid growth of artificial intelligence

Manpower shortages in the workplace will undoubtedly lead to companies considering the adoption of AI solutions to spur on productivity and growth.

5. development and further roll-out of 5g

Hopefully, 2021 will see the dust settle around the 5G conspiracy theories and more people and businesses will get on board with 5G development and implementation.

6. self-drive vehicles will be further developed

Self-drive vehicles are still something of a mystery to many, but as it turns out, even Honda is looking into creating an autonomous vehicle that in some instances, won’t require a driver. This year, more progress is sure to be seen in this particular test area.

7. online and e-learning education to flourish

It is expected with so many people being forced to stay home that more research and development will be seen in terms of creating online e-learning systems for education of all levels.

8. increase in online or telehealthcare

“Stay home and save lives” is a statement we have heard time and again, but what does someone do if they have a cold or an upset stomach and need to see a doctor? It seems that online and telephone health care is going to see an increase in popularity over the next year, where patients can get medical advice without having to leave the comfort and safety of their home.

9. increase in online orders for delivery

More and more people will feel comfortable waiting at home for their goods to be delivered to them in 2021. Because of this, many stores are creating online ordering and delivery systems that are safe, secure and highly efficient.

10. improved cyber-security systems

Businesses have become more acutely aware of the risks involved in operating remotely and online. As a result of this, businesses will be keen to upgrade their security systems to ensure that their businesses are safely secured.

what tech trends do you predict for 2021?

With these tech trends in mind, do you have any predictions of tech trends that will most likely be seen in the upcoming months? Share them with us! We would love to hear from you.

Is the World’s First Anti-Theft Debit Card Tech in SA?

In 2019, combined card fraud in South Africa ramped up a whopping 18%. South Africans lost a total of R900 million last year and according to many sources, this amount looks set to increase year on year as criminals become ever more ingenious and consumers are not vigilant enough.

While the risk of cash-in-transit heists seems to have decreased, criminals have turned to digital fraud with more and more success. Online financial security has been a concern for some time with credit and debit card fraud and theft clearly needing advanced technology to protect customers. Enter Bank Zero with a patented debit card that offers just that.

Bank Zero is a new bank operating in South Africa, but it is not just ‘another’ bank. This particular digital bank is doing things a little differently. The company has created a patented anti-theft debit card that has unique security features that deter fraud and theft, while still meeting all the modern payment needs.

Who is Behind Bank Zero’s Anti-Theft Debit Card?

Bank Zero was conceptualised and created by banking innovator Yatin Narsai (ex-First National Bank), and tech entrepreneur, Michael Jordaan. The card is designed to assign multiple card numbers to different payment types, which makes fraud and theft a whole different ball game; “For example, the first card number could be a credit card number for magnetic swipes only, the second card number could be for online purchase only and the third card number could be for tap and dip purchases”.

While the card is currently ‘live’ in beta stage it is not yet available as Bank Zero is busy completing simulated system and security testing, to ensure that all fraud and theft risks are considered and thwarted by the card’s security features.

Last Word

While an anti-theft debit card is on the cards so to speak for South Africa, it does not mean that you can slack on your security. If you do invest in a Bank Zero debit card, it is important to remain vigilant, be careful and ensure that you do not behave in a risky manner when using your card.

Bridging the gap between what digital technology could and is doing for education

One just has to consider how advanced the rest of the world is in terms of Edtech (educational digital technology) to recognise that Africa has been lagging. International classrooms have seen students using laptops, iPads and tablets for a decade or two already. On top of that, education departments have been making use of various digital tech in schools to boost learning experiences and outcomes in the way of:

Robot teaching assistants
Virtual classrooms (online classes/lessons)
Virtual reality experiences
Artificial intelligence
Machine learning

Unfortunately, Africa has some significant strides to make before these technologies can be effectively used in our educational environments.

Where Digital Tech is in African Schools

Digital tech in African schools has been relatively stagnant. While millions are spent on getting computers and digital tech into schools and learning centres, that’s where the journey seems to have ended.

Until now, there has been little to no real follow-through. Africa has had computers available in many schools for several years already, but that doesn’t mean that these facilities are fully or properly utilised. In many instances, devices are not used for studies and in some sad situations, they are even stolen.

What the continent needs is smart educators and Edtech entrepreneurs who can bring the skills to actively advance technology within the school environment to ensure that students are getting the very best out of this global tech revolution. Simply providing access to a device is not enough.

Where Digital Tech Should be in African Schools

Digital tech in African schools presents a massive opportunity for tech entrepreneurs to drive development in education by contributing to the development of future technology in schools.

Educators haven’t been “all in” when it comes to Edtech in Africa, and there’s still a great need and opportunity for change. Entrepreneurs should get involved in school-based piloting programs to get their devices and technology out there and to assess how effective they are in the learning environment.

Edtech Entrepreneurs in Africa

Africa has some impressive up-and-coming Edtech entrepreneurs with great products and systems ready to hit the learning environment.

Here are just a few of the young entrepreneurs and start-ups that caught our eye:

South Africa (Student Hub – Kabeya Hertzy)

Kabeya is a Cape Town resident and founded his start-up company, Student Hub in 2015. This tech is aimed at government, educational institutions, and students. Students can use Student Hub to access a wide variety of e-books. They can also send feedback and questions to the authors and publishers as required.

Uganda (EdTech – Charles Muhindo)

Charles created his website and mobile app called EdTech to assist students with sharing and interacting with each other. Members of EdTech can share notes and past papers as well as course work and revision notes. The app brings together students and educators by placing them onto the same network with different features to cater to all parties. Educators can use the system to upload lesson notes, assignments and discuss topics and classes with students. The content that’s loaded on the system can be accessed both online and offline.

South Africa (Obami – Barbara Mallison)

Created by Cape Town resident, Barbara Mallison, Obami is an online community where students, teachers and others involved in the education sector can communicate and connect. Here members can share lesson notes and resources and keep in touch with each other, as long as they have an internet connection. The Facebook design creates a familiar interface for users.

Last Word

While South Africa might not be where it could or should be in terms of educational technology in the classroom, it is certainly beginning to show great strides in the right direction.

Particularly comforting is that the progress we are seeing goes beyond simply dumping a few computers in a classroom. Developing technology provides a unified and supported learning experience that unites students not just in Africa, but even on a global base.

App junkie? All you need to know before installing a new app!

The well-known phrase “there’s an app for that” has only become popular because it is so true and because we are a world of ‘app junkies’!

There seems to be an app for absolutely everything, and while the majority of apps do exactly what they claim to do, and so pose no real threat to your smartphone, there are others that are designed to wreak havoc on your smartphone and put your sensitive data at serious risk. These malicious apps expose you to the following risks:

Malware,
Privacy and data security breaches,
Wasting of resources such as data, battery power etc.

The only way to protect yourself from a malicious app is to know how to tell a good app apart from a bad one. Often to do so, a person needs to know what the characteristics of a good app are.

We use our phones to conveniently store large amounts of personal information. While app stores do their best to promote only quality apps to the market, it is impossible for them to guarantee the safety and security of any app. Users must do their research on the app they are interested in before simply hitting the “download” button.

If you do encounter a malicious app in the Google Play Store or Apple App Store, it is important to report the app so that it can be removed, ensuring that others don’t suffer the same fate!

Consider the following before installing a new app

Knowing the characteristics of a good app is the first step to protecting yourself from malicious apps. Consider the following before you hit the download button:

Do your research. Verify that a reputable company has developed the app. Check the terms of service and make sure that there is a clear and easy way to contact the developers if you run into problems with the app. Read the reviews!
Scrutinise the permissions. Any apps you download should have limited permissions. The permissions included will give the vendor or developer access to specific information and data on your phone. The app should only have access to services on your phone that are essential to its functioning. If there is a long list of permissions required to run the app, then you need to be a little wary of the motives behind it. Understand the permissions list and decide for yourself if it is reasonable for the app to request the permissions that it does.
How many times has the app been downloaded? The more an app has been downloaded and rated, the more trustworthy it is likely to be. As a rule of thumb, apps with over 10 million downloads are usually more trustworthy than those with only a few hundred downloads.

Be careful with your personal information

When downloading and installing a mobile app, you will be required to register some of your personal information. Be cautious of providing your banking details, credit card details, or debit card details with an app. Even safe apps experience data breaches, so make sure that you only provide details as needed.

Have you ever encountered a malicious app? Let us know – we’d love to help spread the word!

Can South Africa become a cashless, cardless community?

South Africa (and the rest of the world) has a considerable plastic problem. Straws have been outlawed, plastic bags are no longer free, and we’re all encouraged to re-use and recycle. Yes, the plastic problem is being addressed, but there is one that’s being overlooked. The use of plastic cards in the form of credit cards and loyalty cards!

The good, the bad, and the solution

Plastic is used for making payments, getting into debt, and earning loyalty points. It’s also a good way to get your personal data stolen and fraudulent activities carried out in your name. There’s no question that credit cards have their benefits, but wouldn’t a cardless, cashless system be safer and more convenient for us all?

Brett White, chief product officer of Zapper, has a vision of South Africa embracing a cashless, cardless way of life and he believes that all that has to happen to make this possible is for retailers and banks to get on board. This could be sound advice, especially when you consider just how successful Zapper is in the South African community.

Will cashless and cardless systems be limiting?

Zapper is a prime example that cashless and cardless systems offer all of the same benefits and conveniences of plastic cards. You can make payments, earn loyalty points, and pay for goods and services without having to swipe a card or put yourself at risk of exposing your personal details.

In fact, cashless and cardless systems are safer as they eliminate the risk of cash in transit heists, credit card cloning, and even card skimming. On top of that, these digital systems add an extra layer of security. Most mobile payment apps need you to input an app password as well as some form of digital authentication. Considering that we have our phones glued to us almost 24 hours a day, the chances of a security breach is far less than with a physical bank card.

Added bonus

Mobile payment apps offer customers an easy way to pay without the need to carry cash and a wallet full of plastic cards. Added to this effortless experience is the ability to earn even greater personalised discounts as the technology gains insight into our behaviour, thereby enhancing the customer experience.

As a country with the highest rate of adoption to loyalty programmes in the world, it’s about time South Africa adopted a cashless and cardless way of life. We are primed for it. We are ready for it. Come on retailers and banks! Let’s have a safer and more convenient way to pay in SA!